Rough monthly net from gross by tax class (Steuerklasse) for planning. Not payroll-accurate — German taxes depend on many factors.
Select your tax class and enter monthly gross salary. The calculator applies a simplified effective net percentage typical for median earners in each class. It is designed for relocation budgeting and offer comparison, not for loan applications or legal filings.
Social contributions in Germany include health insurance (with or without employer-matched private options), nursing care, pension and unemployment insurance. Each component has its own cap and rate changes over time.
Use official payroll software, the tax office’s tests or a qualified advisor if you optimise for married filing, cross-border commuters, expat regimes or capital income. Church tax rates differ by Bundesland.
Pair this estimate with our Abfindung and Elterngeld tools if you are evaluating a job change or parental leave.
Source: https://www.bundesfinanzministerium.de/
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